KYC & AML Onboarding Software for Regulated Teams

KYC/AML Checks Embedded in Your Onboarding Workflows

FormIQ brings KYC onboarding, AML checks, and customer due diligence into one unified onboarding platform. Instead of switching between portals for forms, ID checks, and screening, your teams work from a single workflow that is designed for regulatory pressure and complex account structures.

From simple retail clients to high-risk entities and complex ownership structures, FormIQ helps ensure that every onboarding case follows the right policy—and produces audit-ready evidence as it goes.

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Automate your onboarding processes and streamline documentation intake with FormIQ. Contact us for a demo of the platform.

From Fragmented KYC Processes to a Single System of Record

Many organizations still manage KYC/AML onboarding with:

Manual PDFs and email attachments
Separate ID verification portals and spreadsheets
Ad-hoc approvals and inconsistent documentation
Limited visibility into what checks were actually performed
Compliance requires full audit trails and clear accountability

FormIQ replaces these fragmented tools with a centralized onboarding record that includes data, documents, signatures, screening outcomes, and approvals for each customer or account.

Powerful KYC, AML, and CDD Capabilities

Integrated Identity & Document Verification

FormIQ’s KYC & AML Onboarding module is designed to work with your preferred providers while keeping a single workflow and audit trail.

Orchestrate ID verification (e.g., government IDs, selfies, liveness checks) as a step in the onboarding flow.
Capture and verify documents such as proof of address, corporate documents, financial statements, and trust documents.
Validate fields and documents at the point of capture to reduce back-and-forth with clients and intermediaries.
Store verification outcomes as part of the onboarding record alongside timestamps and reviewer details.

Customer Due Diligence (CDD & EDD)

Use FormIQ to define and enforce your KYC policy in a structured way:

Configure Customer Due Diligence (CDD) questionnaires and data collection based on customer type, product, and geography.
Automatically trigger Enhanced Due Diligence (EDD) when certain risk indicators are present (e.g., PEP status, high-risk jurisdiction, unusual transaction profile).
Capture documentation and explanations required for higher-risk cases inside the same onboarding workflow.
Route EDD cases to senior reviewers or specialized compliance teams with clear accountability.

This approach helps make sure that your onboarding workflows reflect your written KYC/AML policy—and that you can prove it during audits.

Screening, Risk Scoring & Approvals

FormIQ supports the full lifecycle of KYC/AML checks—inside the onboarding experience:

Integrate with watchlist and sanctions screening tools as part of the workflow.
Capture results for PEP, sanctions, and adverse media screening in the onboarding record.
Apply configurable risk scoring based on customer answers, documents, geography, and screening outcomes.
Route cases for additional review or escalate to senior compliance teams when risk thresholds are exceeded.

Approvals (or rejections) are recorded with timestamps, user IDs, and comments, forming part of the compliance-ready audit trail.